{"data":{"id":"us-hi/haw.-rev.-stat.-431-10-105","jurisdiction":"us-hi","citation":"Haw. Rev. Stat. § 431:10-105","heading":"Required reading test; authorization and availability.","body":"(a) Every insurer shall use the Flesch reading ease test to determine the readability of any contract. Whenever the commissioner determines that the Flesch reading ease test is inappropriate for the purposes of determining readability, the commissioner shall prescribe an alternative test comparable in result to the Flesch reading ease test to be used by the insurer.\n\n(b) The commissioner shall provide each insurer with a copy of the Flesch reading ease test. Whenever an alternative test is prescribed, the commissioner shall provide a copy of the test to each insurer, accompanied by a set of instructions explaining the manner in which such test shall be conducted.","path":["Hawaii Code","Division 2","Title 24","Chapter 431"],"source_url":"http://www.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010-0105.htm","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:11Z","sha256":"903d3ab92a8b4cfebbddcc7a424baf48093b7a62d88736d3aa993d930792c093","source_id":"us-hi","stale":false,"prev":"us-hi/haw.-rev.-stat.-431-10-104","next":"us-hi/haw.-rev.-stat.-431-10-106"},"notice":"GroundRules: Original legal text. Not legal advice."}