{"data":{"id":"us-hi/haw.-rev.-stat.-431-10-209","jurisdiction":"us-hi","citation":"Haw. Rev. Stat. § 431:10-209","heading":"Warranties, misrepresentations in applications.","body":"All statements or descriptions in any application for an insurance policy or in negotiations therefor, by or on behalf of the insured, shall be deemed to be representations and not warranties. A misrepresentation shall not prevent a recovery on the policy unless made with actual intent to deceive or unless it materially affects either the acceptance of the risk or the hazard assumed by the insurer.","path":["Hawaii Code","Division 2","Title 24","Chapter 431"],"source_url":"http://www.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010-0209.htm","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:11Z","sha256":"37b81793d335aed1f780462dade2940ed8ac5a88ba1a96cd9b7a94321d2e35f5","source_id":"us-hi","stale":false,"prev":"us-hi/haw.-rev.-stat.-431-10-208","next":"us-hi/haw.-rev.-stat.-431-10-210"},"notice":"GroundRules: Original legal text. Not legal advice."}