{"data":{"id":"us-hi/haw.-rev.-stat.-431-10-220","jurisdiction":"us-hi","citation":"Haw. Rev. Stat. § 431:10-220","heading":"Policy must contain entire contract.","body":"(a) No agreement in conflict with, modifying, or extending any contract of insurance shall be valid unless in writing and made a part of the policy.\n\n(b) No insurer or its representatives shall make any insurance contract or agreement relative thereto that is not plainly expressed in the policy.\n\n(c) The requirements of this section shall not apply to the granting of additional benefits to all policyholders of the insurer, or a class or classes of them, which do not require increases in premium rates or reduction or restrictions of coverage.","path":["Hawaii Code","Division 2","Title 24","Chapter 431"],"source_url":"http://www.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010-0220.htm","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:11Z","sha256":"3edfb50600fbc30607520c53aa0f6e39ada0e3862d3f0b66453db82709c8761e","source_id":"us-hi","stale":false,"prev":"us-hi/haw.-rev.-stat.-431-10-219","next":"us-hi/haw.-rev.-stat.-431-10-221"},"notice":"GroundRules: Original legal text. Not legal advice."}