{"data":{"id":"us-hi/haw.-rev.-stat.-431-10c-110.5","jurisdiction":"us-hi","citation":"Haw. Rev. Stat. § 431:10C-110.5","heading":"[ §431:10C-110.","body":"[ §431:10C-110.5] Replacing motor vehicle insurance policy through an insurer's affiliate or subsidiary. An insurer shall be exempt from provisions governing policy cancellations or nonrenewals in sections 431:10C-111, 431:10C-111.5, and 431:10C-112 if:\n\n(1) The insurer offers to replace the insured's policy through the insurer's affiliate or subsidiary;\n\n(2) The replacement policy is effective upon the expiration of the existing policy;\n\n(3) The replacement policy provides the same or better coverage, terms, and conditions as the existing policy at a lower premium than the existing policy;\n\n(4) The insurer provides at least thirty days written notice of the prospective replacement to the insured; provided that the insured may waive notice pursuant to this paragraph; and\n\n(5) The insured accepts the replacement policy.","path":["Hawaii Code","Division 2","Title 24","Chapter 431"],"source_url":"http://www.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010C-0110_0005.htm","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:11Z","sha256":"02be8e04177b722ff567afd7272eac0f11e2ac2a06b19dc95ff2ade6d56d97dd","source_id":"us-hi","stale":false,"prev":"us-hi/haw.-rev.-stat.-431-10c-110","next":"us-hi/haw.-rev.-stat.-431-10c-111"},"notice":"GroundRules: Original legal text. Not legal advice."}