{"data":{"id":"us-hi/haw.-rev.-stat.-431-10c-305.5","jurisdiction":"us-hi","citation":"Haw. Rev. Stat. § 431:10C-305.5","heading":"Right to reimbursement of deductible paid; when.","body":"If an insured is involved in an accident with an uninsured motorist and the insured paid a deductible amount for damages incurred in that accident, and if the insurer recovers any money from the uninsured motorist, the insurer shall reimburse the insured, provided that:\n\n(1) The amount recovered shall be divided equally between the insured and the insurer;\n\n(2) The amount of the insured's reimbursement shall not exceed the deductible paid; and\n\n(3) If the amount of damages exceeds $2,500, the insurer shall:\n\n(A) Pay the full amount of the deductible to the insured; or\n\n(B) Initiate proceedings against the uninsured motorist to recover damages.","path":["Hawaii Code","Division 2","Title 24","Chapter 431"],"source_url":"http://www.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010C-0305_0005.htm","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:11Z","sha256":"44290bea0de36e6772ad09deb0d82c83f477b7e726e2d3db6bc13ad07562fdb6","source_id":"us-hi","stale":false,"prev":"us-hi/haw.-rev.-stat.-431-10c-305","next":"us-hi/haw.-rev.-stat.-431-10c-306"},"notice":"GroundRules: Original legal text. Not legal advice."}