{"data":{"id":"us-hi/haw.-rev.-stat.-431-10h-207","jurisdiction":"us-hi","citation":"Haw. Rev. Stat. § 431:10H-207","heading":"Premiums charged--group and individual policies.","body":"(a) The premium charged to an insured shall not increase due to either:\n\n(1) Increasing age of the insured at ages beyond sixty-five; or\n\n(2) The duration the insured has been covered under the policy.\n\n(b) The purchase of additional coverage shall not be considered a premium rate increase, but for purposes of the calculation required under section 431:10H-233, the portion of the premium attributable to the additional coverage shall be added to and considered part of the initial annual premium.\n\n(c) A reduction of benefits shall not be considered a premium change, but for purpose of calculation required under section 431:10H-233, the initial annual premium shall be based on reduced benefits.","path":["Hawaii Code","Division 2","Title 24","Chapter 431"],"source_url":"http://www.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010H-0207.htm","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:11Z","sha256":"32524f146f678cc29d3a303b1af9d8ff6a5b6c835f09cbf8450ba86db9949d47","source_id":"us-hi","stale":false,"prev":"us-hi/haw.-rev.-stat.-431-10h-206","next":"us-hi/haw.-rev.-stat.-431-10h-207.5"},"notice":"GroundRules: Original legal text. Not legal advice."}