{"data":{"id":"us-hi/haw.-rev.-stat.-431-12-106","jurisdiction":"us-hi","citation":"Haw. Rev. Stat. § 431:12-106","heading":"Disclosure.","body":"Every insurer selling insurance on a mass merchandising basis shall, prior to sale, make full and fair disclosures to prospective insureds of all features of the plan, including but not limited to premium rates, claims procedure, benefits, duration of coverage, and policyholder services.","path":["Hawaii Code","Division 2","Title 24","Chapter 431"],"source_url":"http://www.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0012-0106.htm","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:11Z","sha256":"5feb6195e3bc7a87c3265c9e48613a4398122eb91aaa79ecc58300cf38167b99","source_id":"us-hi","stale":false,"prev":"us-hi/haw.-rev.-stat.-431-12-105","next":"us-hi/haw.-rev.-stat.-431-12-107"},"notice":"GroundRules: Original legal text. Not legal advice."}