{"data":{"id":"us-hi/haw.-rev.-stat.-431-2-201.2","jurisdiction":"us-hi","citation":"Haw. Rev. Stat. § 431:2-201.2","heading":"Standards for commissioner.","body":"When reviewing a uniform standard, the commissioner shall consider the following standards in determining whether to opt out of a uniform standard:\n\n(1) Whether the public interest is being served or protected;\n\n(2) Whether the reasonable expectations of the consumer will be met;\n\n(3) Whether the uniform standard is or will require a reasonably clear, plain English communication to the consumer;\n\n(4) Whether the consumer will be protected in a typical transaction where the consumer may have less power, information, or understanding of the meaning or consequences of the transaction, or any part thereof, than the insurer or producer;\n\n(5) The long-term effects of the uniform standard;\n\n(6) The possible effects of the uniform standard on the financial condition of insurers;\n\n(7) Confidentiality requirements in state or federal law;\n\n(8) State and federal constitutional issues;\n\n(9) The impact of the uniform standard on any provision of the insurance code or any state or federal law;\n\n(10) The uniform standard's particular impact in the State and any conditions unique to the State; and\n\n(11) The integration of the uniform standard with state or federal law and any possible conflicts with such laws.","path":["Hawaii Code","Division 2","Title 24","Chapter 431"],"source_url":"http://www.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0002-0201_0002.htm","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:11Z","sha256":"7d9559cb1fa1f28f5806d9c5511e13d2e4c6bb80e0847ed4534dda46d07d0692","source_id":"us-hi","stale":false,"prev":"us-hi/haw.-rev.-stat.-431-2-110","next":"us-hi/haw.-rev.-stat.-431-2-201.3"},"notice":"GroundRules: Original legal text. Not legal advice."}