{"data":{"id":"us-hi/haw.-rev.-stat.-431-4-407","jurisdiction":"us-hi","citation":"Haw. Rev. Stat. § 431:4-407","heading":"Modifications.","body":"Modification of the terms of the subscribers' agreement or of the power of attorney of a domestic reciprocal insurer shall be made jointly by the attorney and the subscribers' advisory committee. No modification shall be effective retroactively, nor as to any insurance contract issued prior thereto, nor shall it be effective until approved by the commissioner.","path":["Hawaii Code","Division 2","Title 24","Chapter 431"],"source_url":"http://www.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0004-0407.htm","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:11Z","sha256":"9ce342bd2f1c60e002f1c5bca0806ba1e6d25a50c756541283ba85393e5eb840","source_id":"us-hi","stale":false,"prev":"us-hi/haw.-rev.-stat.-431-4-406","next":"us-hi/haw.-rev.-stat.-431-4-408"},"notice":"GroundRules: Original legal text. Not legal advice."}