{"data":{"id":"us-hi/haw.-rev.-stat.-477e-2","jurisdiction":"us-hi","citation":"Haw. Rev. Stat. § 477E-2","heading":"Definitions.","body":"As used in this chapter:\n\n\"Applicant\" means any person who initially applies to a creditor directly for a loan or credit, or who directly applies to a creditor for an extension, renewal, or continuation of credit, or applies to a creditor indirectly by use of an existing credit plan for an amount exceeding a previously established credit limit.\n\n\"Credit\" means the loan of money, or the right granted by a creditor to a debtor to defer payment of debt, or to incur debts and defer payment therefor, or to purchase property or services and defer payment therefor.\n\n\"Creditor\" means any bank; savings and loan association; trust company; financial services loan company; credit union; mortgage loan originator; mortgage loan originator company; pawnbroker; mutual benefit society or fraternal benefit society; debt adjuster; the issuer of a credit card as defined in section 708-800; any person who initiates, extends, renews, or continues loans of money or credit; any person who regularly arranges for the initiation, extension, renewal, or continuation of a loan of money or credit; or any assignee of an original creditor who participates in the decision to grant, extend, renew, or to continue a loan of money or credit.\n\n\"Person\" means a natural person, a corporation, government or governmental subdivision or agency, a trust, estate, partnership, cooperative, or association.","path":["HI Code","Division 2","Title 26","Chapter 477E"],"source_url":"http://www.capitol.hawaii.gov/hrscurrent/Vol11_Ch0476-0490/HRS0477E/HRS_0477E-0002.htm","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:11Z","sha256":"b57d901718546f704e8804cc1eacd3440a1b87f5afa743aff50a7482a6e24229","source_id":"us-hi","stale":false,"prev":"us-hi/haw.-rev.-stat.-477e-1","next":"us-hi/haw.-rev.-stat.-477e-3"},"notice":"GroundRules: Original legal text. Not legal advice."}