{"data":{"id":"us-hi/haw.-rev.-stat.-490-4-105","jurisdiction":"us-hi","citation":"Haw. Rev. Stat. § 490:4-105","heading":"\"Bank\"; \"depositary bank\"; \"payor bank\"; \"intermediary bank\"; \"collecting bank\"; \"presenting bank\".","body":"In this article:\n\n(1) \"Bank\" means a person engaged in the business of banking, including a savings bank, savings and loan association, credit union, or trust company;\n\n(2) \"Depositary bank\" means the first bank to take an item even though it is also the payor bank, unless the item is presented for immediate payment over the counter;\n\n(3) \"Payor bank\" means a bank that is the drawee of a draft;\n\n(4) \"Intermediary bank\" means a bank to which an item is transferred in course of collection except the depositary or payor bank;\n\n(5) \"Collecting bank\" means a bank handling an item for collection, except the payor bank;\n\n(6) \"Presenting bank\" means a bank presenting an item, except a payor bank.","path":["Hawaii Code","Division 2","Title 27","Chapter 490"],"source_url":"http://www.capitol.hawaii.gov/hrscurrent/Vol11_Ch0476-0490/HRS0490/HRS_0490-0004-0105.htm","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:11Z","sha256":"ccb8c07c087d0d1fc0e0f888c9057d82657fa6554e8348bc5e99703e76a237d6","source_id":"us-hi","stale":false,"prev":"us-hi/haw.-rev.-stat.-490-4-104","next":"us-hi/haw.-rev.-stat.-490-4-106"},"notice":"GroundRules: Original legal text. Not legal advice."}