{"data":{"id":"us-ia/iowa-code-509.16","jurisdiction":"us-ia","citation":"Iowa Code § 509.16","heading":"Premium rates approved.","body":"1. An individual policy of credit life or credit accident and health insurance or certificate under a policy of group credit life or credit accident and health insurance shall not be issued for delivery or delivered in this state unless the premium rates charged for the insurance are approved by the commissioner of insurance.\n2. The commissioner of insurance, after notice and hearing, may adopt rules as are necessary to identify specific methods of competition or acts or practices within the business of credit life and credit accident and health insurance which are unfair or deceptive.","path":["Title XIII - COMMERCE (Ch. 505 - 554I)","Chapter 509 - GROUP INSURANCE"],"source_url":"https://www.legis.iowa.gov/docs/code/2026/509.16.pdf","current_through":"Iowa Code 2026 edition","vintage":"","retrieved_at":"2026-09-14T19:40:13Z","sha256":"937c9def28d32f3a63595524d08327eafb881d4a7859a914b3ba409b244b19c2","source_id":"us-ia","stale":false,"prev":"us-ia/iowa-code-509.15","next":"us-ia/iowa-code-509.17"},"notice":"GroundRules: Original legal text. Not legal advice."}