{"data":{"id":"us-ia/iowa-code-535d.20","jurisdiction":"us-ia","citation":"Iowa Code § 535D.20","heading":"Operating without a license — penalty.","body":"A person who, without first obtaining a license under this chapter, engages in the business or occupation of, or advertises or holds the person out as, or claims to be, or temporarily acts as, a mortgage loan originator in this state is guilty of a class “D” felony and may be prosecuted by the attorney general or a county attorney.","path":["Title XIII - COMMERCE (Ch. 505 - 554I)","Chapter 535D - MORTGAGE LICENSING ACT"],"source_url":"https://www.legis.iowa.gov/docs/code/2026/535D.20.pdf","current_through":"Iowa Code 2026 edition","vintage":"","retrieved_at":"2026-09-14T19:40:14Z","sha256":"e04e1ae41c3e1e0a6cda31cf7a0706fa35b4f16a37e2e4fe4cbad4f9f062d561","source_id":"us-ia","stale":false,"prev":"us-ia/iowa-code-535d.19","next":"us-ia/iowa-code-535d.21"},"notice":"GroundRules: Original legal text. Not legal advice."}