{"data":{"id":"us-ia/iowa-code-537.3210","jurisdiction":"us-ia","citation":"Iowa Code § 537.3210","heading":"Prohibited statements relating to rates.","body":"A creditor shall not state the rate of a finance charge to a consumer, in response to any inquiry, or in any advertisement, in the form of an add-on or discount rate, or in any form other than the rate calculated according to the actuarial method as a percent per year on the unpaid balances of the amount financed, or the annual percentage rate required to be disclosed under the Truth in Lending Act.","path":["Title XIII - COMMERCE (Ch. 505 - 554I)","Chapter 537 - CONSUMER CREDIT CODE","Article 3 - REGULATION OF AGREEMENTS AND PRACTICES","Part 2 - DISCLOSURE"],"source_url":"https://www.legis.iowa.gov/docs/code/2026/537.3210.pdf","current_through":"Iowa Code 2026 edition","vintage":"","retrieved_at":"2026-09-14T19:40:14Z","sha256":"8ebf47a44df0fdef966039dbbcae8c7848fe5d5a9721383dfd057201474bd1b7","source_id":"us-ia","stale":false,"prev":"us-ia/iowa-code-537.3209","next":"us-ia/iowa-code-537.3211"},"notice":"GroundRules: Original legal text. Not legal advice."}