{"data":{"id":"us-ia/iowa-code-537.3402","jurisdiction":"us-ia","citation":"Iowa Code § 537.3402","heading":"Limitation on default charges.","body":"Except for reasonable expenses incurred in realizing on a security interest, the agreement with respect to a consumer credit transaction other than a consumer lease may not provide for any charges as a result of default by the consumer other than those authorized by this chapter. A provision in violation of this section is unenforceable.","path":["Title XIII - COMMERCE (Ch. 505 - 554I)","Chapter 537 - CONSUMER CREDIT CODE","Article 3 - REGULATION OF AGREEMENTS AND PRACTICES","Part 4 - LIMITATIONS ON CONSUMER’S LIABILITY"],"source_url":"https://www.legis.iowa.gov/docs/code/2026/537.3402.pdf","current_through":"Iowa Code 2026 edition","vintage":"","retrieved_at":"2026-09-14T19:40:14Z","sha256":"a21034d6291b55b505021564444fcc86afaa477534a5a664e6181c4f6dbc3d28","source_id":"us-ia","stale":false,"prev":"us-ia/iowa-code-537.3401","next":"us-ia/iowa-code-537.3403"},"notice":"GroundRules: Original legal text. Not legal advice."}