{"data":{"id":"us-ia/iowa-code-537.3609","jurisdiction":"us-ia","citation":"Iowa Code § 537.3609","heading":"Renegotiation.","body":"1. A renegotiation occurs when an existing consumer rental purchase agreement is satisfied and replaced by a new consumer rental purchase agreement undertaken by the same lessor and lessee. A renegotiation is a new lease requiring new disclosures.\n2. However, the following events are not renegotiations:\na. The addition or return of property in a multi-item agreement or the substitution of the leased property, if in either case the lease payment is not changed by more than twenty-five percent.\nb. A deferral or extension of one or more lease payments, or portions of a lease payment.\nc. A reduction in charges in the agreement.\nd. A lease or agreement involved in a court proceeding.","path":["Title XIII - COMMERCE (Ch. 505 - 554I)","Chapter 537 - CONSUMER CREDIT CODE","Article 3 - REGULATION OF AGREEMENTS AND PRACTICES","Part 6 - CONSUMER RENTAL PURCHASE AGREEMENTS"],"source_url":"https://www.legis.iowa.gov/docs/code/2026/537.3609.pdf","current_through":"Iowa Code 2026 edition","vintage":"","retrieved_at":"2026-09-14T19:40:14Z","sha256":"0669a558282c27076aa56c6d5f856ead3a90c71c02556c868a0c4f7a8eb9a7ed","source_id":"us-ia","stale":false,"prev":"us-ia/iowa-code-537.3608","next":"us-ia/iowa-code-537.3610"},"notice":"GroundRules: Original legal text. Not legal advice."}