{"data":{"id":"us-ia/iowa-code-537.5107","jurisdiction":"us-ia","citation":"Iowa Code § 537.5107","heading":"Extortionate or unlawful extensions of credit.","body":"If it is the understanding of the creditor and the debtor at the time an extension of credit is made that delay in making repayment or failure to make repayment could result in the use of violence or other criminal means to cause harm to the person, reputation or property of any person, the repayment of the extension of credit is unenforceable through civil judicial processes against the consumer.","path":["Title XIII - COMMERCE (Ch. 505 - 554I)","Chapter 537 - CONSUMER CREDIT CODE","Article 5 - REMEDIES AND PENALTIES","Part 1 - LIMITATIONS ON CREDITORS’ REMEDIES"],"source_url":"https://www.legis.iowa.gov/docs/code/2026/537.5107.pdf","current_through":"Iowa Code 2026 edition","vintage":"","retrieved_at":"2026-09-14T19:40:14Z","sha256":"878bf64722266dde98ceaa7350aa07daf6e36e5e4d60e15d14cd4212c840bccc","source_id":"us-ia","stale":false,"prev":"us-ia/iowa-code-537.5106","next":"us-ia/iowa-code-537.5108"},"notice":"GroundRules: Original legal text. Not legal advice."}