{"data":{"id":"us-ia/iowa-code-554.9104","jurisdiction":"us-ia","citation":"Iowa Code § 554.9104","heading":"Control of deposit account.","body":"1. A secured party has control of a deposit account if:\na. the secured party is the bank with which the deposit account is maintained;\nb. the debtor, secured party, and bank have agreed in a signed record that the bank will comply with instructions originated by the secured party directing disposition of the funds in the deposit account without further consent by the debtor;\nc. the secured party becomes the bank’s customer with respect to the deposit account; or\nd. another person, other than the debtor:\n(1) has control of the deposit account and acknowledges that it has control on behalf of the secured party; or\n(2) obtains control of the deposit account after having acknowledged that it will obtain control of the deposit account on behalf of the secured party.\n2. A secured party that has satisfied subsection 1 has control, even if the debtor retains the right to direct the disposition of funds from the deposit account.","path":["Title XIII - COMMERCE (Ch. 505 - 554I)","Chapter 554 - UNIFORM COMMERCIAL CODE","Article 9 - SECURED TRANSACTIONS","Part 1 - GENERAL PROVISIONS","Subpart A - SHORT TITLE, DEFINITIONS, AND GENERAL CONCEPTS"],"source_url":"https://www.legis.iowa.gov/docs/code/2026/554.9104.pdf","current_through":"Iowa Code 2026 edition","vintage":"","retrieved_at":"2026-09-14T19:40:15Z","sha256":"284074f0e670733ddf3e4e1233560c2c504d1af2eb4b6ac1f700bb3e4bd5043e","source_id":"us-ia","stale":false,"prev":"us-ia/iowa-code-554.9103","next":"us-ia/iowa-code-554.9105"},"notice":"GroundRules: Original legal text. Not legal advice."}