{"data":{"id":"us-ia/iowa-code-654.23","jurisdiction":"us-ia","citation":"Iowa Code § 654.23","heading":"No redemption rights after sale.","body":"The mortgagor has no right to redeem after sale. Junior lienholders have no right to redeem after sale. The mortgagee or a junior lienholder may purchase at the sale and, if so, acquire the same title as would any other purchaser other than the mortgagor. If the mortgagor at the sale bids an amount equal to the judgment, the property shall be sold to the mortgagor even though other persons may bid an amount which is more than the judgment. If the mortgagor purchases at the sale, the liens of junior lienholders shall not be extinguished. If a person other than the mortgagor purchases at the sale, the liens of junior lienholders are extinguished.","path":["Title XV - JUDICIAL BRANCH AND JUDICIAL PROCEDURES (Ch. 595 - 686D)","Chapter 654 - FORECLOSURE OF REAL ESTATE MORTGAGES","Subchapter II - ALTERNATIVE PROCEDURES"],"source_url":"https://www.legis.iowa.gov/docs/code/2026/654.23.pdf","current_through":"Iowa Code 2026 edition","vintage":"","retrieved_at":"2026-09-14T19:40:16Z","sha256":"0f01652aa9a6fa7a80bed6a5c1f0ff678c1be499c98ec3fff44d8980e23800a0","source_id":"us-ia","stale":false,"prev":"us-ia/iowa-code-654.22","next":"us-ia/iowa-code-654.24"},"notice":"GroundRules: Original legal text. Not legal advice."}