{"data":{"id":"us-id/idaho-code-28-45-107","jurisdiction":"us-id","citation":"Idaho Code § 28-45-107","heading":"Default.","body":"An agreement of the parties to a regulated consumer credit transaction with respect to default on the part of the debtor is enforceable only to the extent that:\n(1) The debtor fails to make a payment as required by agreement; or\n(2) The prospect of payment, performance, or realization of collateral is significantly impaired; the burden of establishing the prospect of significant impairment is on the creditor.","path":["TITLE 28 COMMERCIAL TRANSACTIONS","CHAPTER 45 REMEDIES AND PENALTIES","PART 1. LIMITATIONS ON CREDITORS’ REMEDIES"],"source_url":"https://legislature.idaho.gov/statutesrules/idstat/title28/t28ch45/sect28-45-107/","current_through":"2026 Legislative Session","vintage":"","retrieved_at":"2026-09-04T11:18:26Z","sha256":"39d664d4ea8aec0452669bbb9b8354f2652b9c63bc5ee99d02bae41e7f234f57","source_id":"us-id","stale":false,"prev":"us-id/idaho-code-28-45-106","next":"us-id/idaho-code-28-45-108"},"notice":"GroundRules: Original legal text. Not legal advice."}