{"data":{"id":"us-id/idaho-code-28-49-105","jurisdiction":"us-id","citation":"Idaho Code § 28-49-105","heading":"Override of federal preemption.","body":"The legislature of the state of Idaho hereby declares and states that it does not want any of the provisions of Title V, Part A – Mortgage Usury Laws, Mortgages, Section 501(a)(1) of the Depository Institutions Deregulation and Monetary Control Act of 1980 (Public Law 96-221; 94 Stat. 132), to apply with respect to loans, mortgages, credit sales, and advances made in this state, and that the provisions of Title V, Part A – Mortgage Usury Laws, Mortgages, Section 501(a)(1) of the Depository Institutions Deregulation and Monetary Control Act of 1980 (Public Law 96-221; 94 Stat. 132), shall not apply with respect to loans, mortgages, credit sales, and advances made in this state.","path":["TITLE 28 COMMERCIAL TRANSACTIONS","CHAPTER 49 RELATIONSHIP TO OTHER LAWS, EFFECTIVE DATE, AND OVERRIDE OF FEDERAL PREEMPTION"],"source_url":"https://legislature.idaho.gov/statutesrules/idstat/title28/t28ch49/sect28-49-105/","current_through":"2026 Legislative Session","vintage":"","retrieved_at":"2026-09-04T11:18:28Z","sha256":"619941eabf4e6f3cad81f1445a2d89c1baab24d91678e9e93ac6ec222132f2e1","source_id":"us-id","stale":false,"prev":"us-id/idaho-code-28-49-101","next":"us-id/idaho-code-28-49-107"},"notice":"GroundRules: Original legal text. Not legal advice."}