{"data":{"id":"us-id/idaho-code-28-9-340","jurisdiction":"us-id","citation":"Idaho Code § 28-9-340","heading":"Effectiveness of right of recoupment or set-off against deposit account.","body":"(a) Except as otherwise provided in subsection (c) of this section, a bank with which a deposit account is maintained may exercise any right of recoupment or set-off against a secured party that holds a security interest in the deposit account.\n(b) Except as otherwise provided in subsection (c) of this section, the application of this chapter to a security interest in a deposit account does not affect a right of recoupment or set-off of the secured party as to a deposit account maintained with the secured party.\n(c) The exercise by a bank of a set-off against a deposit account is ineffective against a secured party that holds a security interest in the deposit account which is perfected by control under section 28-9-104(a)(3), if the set-off is based on a claim against the debtor.","path":["TITLE 28 COMMERCIAL TRANSACTIONS","CHAPTER 9 SECURED TRANSACTIONS","PART 3. PERFECTION AND PRIORITY"],"source_url":"https://legislature.idaho.gov/statutesrules/idstat/title28/t28ch9/sect28-9-340/","current_through":"2026 Legislative Session","vintage":"","retrieved_at":"2026-09-04T11:18:20Z","sha256":"60044f62257c055cd5bcdf132f6f7c422d8180f85716e3407e3f8d113a8e8933","source_id":"us-id","stale":false,"prev":"us-id/idaho-code-28-9-339","next":"us-id/idaho-code-28-9-341"},"notice":"GroundRules: Original legal text. Not legal advice."}