{"data":{"id":"us-il/110-ilcs-992-5-15","jurisdiction":"us-il","citation":"110 ILCS 992/5-15","heading":"Fees.","body":"(a) Unless otherwise provided by federal law, a servicer may only charge late fees that are reasonable and proportional to the cost it incurs related to a late payment.\n(b) Unless otherwise provided by federal law, a servicer shall not charge a borrower or cosigner any fee to modify, defer, forbear, renew, extend, or amend the borrower's or cosigner's loan.","path":["CHAPTER 110 HIGHER EDUCATION","Student Loan Servicing Rights Act."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=3830\u0026ChapterID=18\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:28Z","sha256":"2b1e0be48c880bdfc69328ab653711867a431b290ac49db112f7fbb003a4816c","source_id":"us-il","stale":false,"prev":"us-il/110-ilcs-992-5-10","next":"us-il/110-ilcs-992-5-20"},"notice":"GroundRules: Original legal text. Not legal advice."}