{"data":{"id":"us-il/205-ilcs-635-3-11","jurisdiction":"us-il","citation":"205 ILCS 635/3-11","heading":"Remote location operations.","body":"Licensees may allow mortgage loan originators to work from a remote location if:\n(1) the licensee has written policies and procedures for the supervision of mortgage loan originators working from a remote location;\n(2) access to company platforms and customer information is in accordance with the licensee's comprehensive written information security plan;\n(3) no in-person customer interaction occurs at a mortgage originator's residence unless that residence is a licensed location;\n(4) physical records are not maintained at a remote location;\n(5) customer interactions and conversations about consumers will be in compliance with federal and State information security requirements, including applicable provisions under the federal Gramm-Leach-Bliley Act and the Safeguards Rule established by the Federal Trade Commission and set forth in 16 CFR Part 314, as such requirements may be amended from time to time;\n(6) mortgage loan originators working at a remote location access the company's secure systems, including a cloud-based system, directly from any out-of-office device the mortgage loan originator uses, including, but not limited to, a laptop, phone, desktop computer, or tablet, via a virtual private network or comparable system that ensures secure connectivity and requires passwords or other forms of authentication to access;\n(7) the licensee ensures that appropriate security updates, patches, or other alterations to the security of all devices used at remote locations are installed and maintained;\n(8) the licensee has an ability to remotely lock or erase company-related contents of any device or otherwise remotely limit all access to a company's secure systems; and\n(9) the Nationwide Multistate Licensing System and Registry record of a loan originator that works from a remote location designates the principal place of business as the loan originator's registered location unless the loan originator elects another licensed branch office as a registered location.","path":["CHAPTER 205 FINANCIAL REGULATION","Residential Mortgage License Act of 1987."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=1196\u0026ChapterID=20\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:29Z","sha256":"6779ebec967cdf5d922f545481b24c0324037b5ab449911b190e76792a67245b","source_id":"us-il","stale":false,"prev":"us-il/205-ilcs-635-3-10","next":"us-il/205-ilcs-635-4-1"},"notice":"GroundRules: Original legal text. Not legal advice."}