{"data":{"id":"us-il/215-ilcs-136-15","jurisdiction":"us-il","citation":"215 ILCS 136/15","heading":"Requirements for sale of portable electronics insurance.","body":"(a) At every location where portable electronics insurance is offered to customers, brochures or other written materials must be made available to a prospective customer. The brochures or other written materials shall do all of the following:\n(1) disclose that portable electronics insurance may provide a duplication of coverage already provided by a customer's homeowner's insurance policy, renter's insurance policy, or other source of coverage;\n(2) state that the enrollment by the customer in a portable electronics insurance program is not required in order to purchase or lease portable electronics or services;\n(3) summarize the material terms of the insurance coverage, including:\n(A) the identity of the insurer;\n(B) the identity of the supervising entity;\n(C) the amount of any applicable deductible and how it is to be paid;\n(D) benefits of the coverage; and\n(E) key terms and conditions of coverage, such as whether portable electronics may be repaired or replaced with similar make and model reconditioned or nonoriginal manufacturer parts or equipment;\n(4) summarize the process for filing a claim, including a description of how to return portable electronics and the maximum fee applicable in the event the enrolled customer fails to comply with any equipment return requirements; and\n(5) state that the enrolled customer may cancel enrollment for coverage under a portable electronics insurance policy at any time and the person paying the premium shall receive a refund or credit of any applicable unearned premium.\n(a-5) Any refund or credit due to an enrolled customer shall be issued within 15 days after receipt of the refund by the vendor.\n(b) Portable electronics insurance may be offered on a month-to-month or other periodic basis as a group or master commercial inland marine policy issued to a vendor of portable electronics for its enrolled customers.\n(c) Eligibility and underwriting standards for customers electing to enroll in coverage shall be established for each portable electronics insurance program.","path":["CHAPTER 215 INSURANCE","Portable Electronics Insurance Act."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=3369\u0026ChapterID=22\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:30Z","sha256":"0bbb675abe610e5789ccf41ad629a32fc0865fc6c13ff780384398f019cd9829","source_id":"us-il","stale":false,"prev":"us-il/215-ilcs-136-10","next":"us-il/215-ilcs-136-20"},"notice":"GroundRules: Original legal text. Not legal advice."}