{"data":{"id":"us-il/215-ilcs-5-1012","jurisdiction":"us-il","citation":"215 ILCS 5/1012","heading":"Information Concerning Previous Adverse Underwriting Decisions.","body":"No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning:\n(A) any previous adverse underwriting decision experienced by an individual, or\n(B) any previous insurance coverage obtained by an individual through a residual market mechanism,\nunless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.","path":["CHAPTER 215 INSURANCE","Illinois Insurance Code."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=1249\u0026ChapterID=22\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:30Z","sha256":"0f9cccecb14944d526fe803c867c2c01f37cc8a4372d0354c96c4b50f8446bc5","source_id":"us-il","stale":false,"prev":"us-il/215-ilcs-5-1011","next":"us-il/215-ilcs-5-1013"},"notice":"GroundRules: Original legal text. Not legal advice."}