{"data":{"id":"us-il/215-ilcs-5-1013","jurisdiction":"us-il","citation":"215 ILCS 5/1013","heading":"Previous Adverse Underwriting Decisions.","body":"No insurance institution or agent may base an adverse underwriting decision in whole or in part:\n(A) on the fact of a previous adverse underwriting decision or on the fact that an individual previously obtained insurance coverage through a residual market mechanism; provided, however, an insurance institution or agent may base an adverse underwriting decision on further information obtained from an insurance institution or agent responsible for a previous adverse underwriting decision;\n(B) on personal information received from an insurance-support organization whose primary source of information is insurance institutions; provided, however, an insurance institution or agent may base an adverse underwriting decision on further personal information obtained as the result of information received from such insurance-support organization.","path":["CHAPTER 215 INSURANCE","Illinois Insurance Code."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=1249\u0026ChapterID=22\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:30Z","sha256":"5740d41aa091add06faf52d8363c78f5ba6c2b3c05150b59ab3d93fbcbe1da15","source_id":"us-il","stale":false,"prev":"us-il/215-ilcs-5-1012","next":"us-il/215-ilcs-5-1014"},"notice":"GroundRules: Original legal text. Not legal advice."}