{"data":{"id":"us-il/215-ilcs-5-155.22b","jurisdiction":"us-il","citation":"215 ILCS 5/155.22b","heading":"Rating, claims handling, and underwriting decisions.","body":"(a) No company issuing a policy of property and casualty insurance may use the fact that an applicant or insured incurred bodily injury as a result of a battery or other violent act committed against him or her by a spouse or person in the same household as a sole reason for a rating, underwriting, or claims handling decision.\n(b) If a policy excludes property coverage for intentional acts, the insurer may not deny payment to an innocent co-insured who did not cooperate in or contribute to the creation of the loss if the loss arose out of a pattern of criminal domestic violence and the perpetrator of the loss is criminally prosecuted for the act causing the loss. Payment to the innocent co-insured may be limited to his or her ownership interest in the property as reduced by any payments to a mortgagor or other secured interest.","path":["CHAPTER 215 INSURANCE","Illinois Insurance Code."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=1249\u0026ChapterID=22\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:30Z","sha256":"0a9427e8f8f9d3c460d53d6857ca997e894fb25bf7facf7763d51e7d22928107","source_id":"us-il","stale":false,"prev":"us-il/215-ilcs-5-155.22a","next":"us-il/215-ilcs-5-155.23"},"notice":"GroundRules: Original legal text. Not legal advice."}