{"data":{"id":"us-il/215-ilcs-5-155.25a","jurisdiction":"us-il","citation":"215 ILCS 5/155.25a","heading":"","body":"Notwithstanding the provisions of subsection (D) of Section 123B-9, a purchasing group may purchase insurance providing for a group aggregate limit from an insurer licensed to write medical liability insurance in this State if (1) such group is domiciled in Illinois and all or substantially all of such group's members are residents of Illinois, (2) each insured in the purchasing group is specifically informed prior to issuance of the policy to such insured of the existence of the group aggregate limit, and (3) either (a) the amount of the group aggregate limit is determined by the Director in his discretion to be sufficiently high (when considered in conjunction with other factors such as each individual insured's per claim limit and each individual insured's aggregate limit), such that the risk that the group aggregate limit will be exhausted is not substantial, or (b) (i) each individual insured's aggregate limit is not more than 300% of such individual insured's per claim limit and (ii) the group aggregate limit (at the time of the insured's claim) is equal to or exceeds the amount set forth in the following table:\nNumber of Insureds Required Purchasing\nin Purchasing Group Aggregate Limit\nGroup\nLess than 10 Individual claim limit X\nNumber of Insureds\n10 to 24 The sum of (i) 3 X the\nindividual claim limit,\nplus (ii) the individual\nclaim limit X the Number\nof Insureds X 2/3\n25 to 50 The sum of (i) 7 X the\nindividual claim\nlimit, plus (ii) the individual\nclaim limit X the Number of\nInsureds X 1/2\nOver 50 The sum of (i) 17 X the individual\nclaim limit, plus (ii) the\nindividual claim limit X the\nNumber of Insureds X 3/10.","path":["CHAPTER 215 INSURANCE","Illinois Insurance Code."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=1249\u0026ChapterID=22\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:30Z","sha256":"edc07ed5b3b96260f2416618f49a9723d509948b548636c67993cf7d6bf01d5c","source_id":"us-il","stale":false,"prev":"us-il/215-ilcs-5-155.25","next":"us-il/215-ilcs-5-155.26"},"notice":"GroundRules: Original legal text. Not legal advice."}