{"data":{"id":"us-il/215-ilcs-5-370c.5","jurisdiction":"us-il","citation":"215 ILCS 5/370c.5","heading":"Disability income insurance mental health and substance use disorder coverage disclosure.","body":"(This Section may contain text from a Public Act with a delayed effective date)\n(a) No group or individual policy or contract of long-term disability income insurance in this State that limits the duration of coverage for mental health and substance use disorders shall be offered without a disclosure, provided at the time of application, that includes a notification stating that:\n(1) the long-term disability coverage selected by the potential policyholder or plan sponsor limits the duration of coverage for mental health or substance use disorders; and\n(2) the potential policyholder or plan sponsor has the right to request more information about the limitation and other coverage options that include an unlimited duration, if available.\n(b) Receipt of the disclosure described in subsection (a) must be acknowledged by the potential policyholder or plan sponsor, and evidence of the disclosure and acknowledgment must be retained by the insurance company offering the coverage.","path":["CHAPTER 215 INSURANCE","Illinois Insurance Code."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=1249\u0026ChapterID=22\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:30Z","sha256":"ba95b17b4921142207150b10b816f689faff17cca0470ab7f4fd109c05833912","source_id":"us-il","stale":false,"prev":"us-il/215-ilcs-5-370c.4","next":"us-il/215-ilcs-5-370d"},"notice":"GroundRules: Original legal text. Not legal advice."}