{"data":{"id":"us-il/720-ilcs-5-17-37","jurisdiction":"us-il","citation":"720 ILCS 5/17-37","heading":"Use of credit or debit card with intent to defraud.","body":"(a) A cardholder who uses a credit card or debit card issued to him or her, or allows another person to use a credit card or debit card issued to him or her, with intent to defraud the issuer, or a person providing an item or items of value, or any other person is guilty of a Class A misdemeanor if the value of all items of value does not exceed $150 in any 6-month period; and is guilty of a Class 4 felony if the value exceeds $150 in any 6-month period.\n(b) Where an investigation into an intent to defraud under subsection (a) occurs, issuers shall consider a merchant's timely submission of compelling evidence under the applicable dispute management guidelines of the card association with whom the merchant maintains an agreement. A merchant shall comply with merchant responsibilities under any such agreement.","path":["CHAPTER 720 CRIMINAL OFFENSES","Criminal Code of 2012."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=1876\u0026ChapterID=53\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:41Z","sha256":"b0fe7e36e47c5d2a7758210ea6f083eff11639da2073ea472aaccbacc550cfe5","source_id":"us-il","stale":false,"prev":"us-il/720-ilcs-5-17-36","next":"us-il/720-ilcs-5-17-38"},"notice":"GroundRules: Original legal text. Not legal advice."}