{"data":{"id":"us-il/765-ilcs-1026-15-1005","jurisdiction":"us-il","citation":"765 ILCS 1026/15-1005","heading":"Evidence of unpaid debt or undischarged obligation.","body":"(a) A record of a putative holder showing an unpaid debt or undischarged obligation is prima facie evidence of the debt or obligation.\n(b) A putative holder may establish by a preponderance of the evidence that there is no unpaid debt or undischarged obligation for a debt or obligation described in subsection (a) or that the debt or obligation was not, or no longer is, a fixed and certain obligation of the putative holder.\n(c) A putative holder may overcome prima facie evidence under subsection (a) by establishing by a preponderance of the evidence that a check, draft, or similar instrument was:\n(1) issued as an unaccepted offer in settlement of an unliquidated amount;\n(2) issued but later was replaced with another instrument because the earlier instrument was lost or contained an error that was corrected;\n(3) issued to a party affiliated with the issuer;\n(4) paid, satisfied, or discharged;\n(5) issued in error;\n(6) issued without consideration;\n(7) issued but there was a failure of consideration;\n(8) voided not later than 90 days after issuance for a valid business reason set forth in a contemporaneous record; or\n(9) issued but not delivered to the third-party payee for a sufficient reason recorded within a reasonable time after issuance.\n(d) In asserting a defense under this Section, and subject to the records retention requirements of Section 15-404, a putative holder may present evidence of a course of dealing between the putative holder and the apparent owner.","path":["CHAPTER 765 PROPERTY","Revised Uniform Unclaimed Property Act."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=3794\u0026ChapterID=62\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:46Z","sha256":"dda2c5782464b3579cf75ca992648396529c3c0da54eb53e88c5786fc9ad8076","source_id":"us-il","stale":false,"prev":"us-il/765-ilcs-1026-15-1004","next":"us-il/765-ilcs-1026-15-1006"},"notice":"GroundRules: Original legal text. Not legal advice."}