{"data":{"id":"us-il/810-ilcs-5-4-105","jurisdiction":"us-il","citation":"810 ILCS 5/4-105","heading":"","body":"\"Bank\"; \"Depositary Bank\"; \"Payor Bank\"; \"Intermediary Bank\"; \"Collecting Bank\"; \"Presenting Bank\".\nIn this Article:\n(1) \"Bank\" means any person engaged in the business of banking, including a savings bank, savings and loan association, credit union, or trust company;\n(2) \"Depositary bank\" means the first bank to take an item even though it is also the payor bank, unless the item is presented for immediate payment over the counter;\n(3) \"Payor bank\" means a bank that is the drawee of a draft;\n(4) \"Intermediary bank\" means a bank to which an item is transferred in course of collection except the depositary or payor bank;\n(5) \"Collecting bank\" means a bank handling an item for collection except the payor bank;\n(6) \"Presenting bank\" means a bank presenting an item except a payor bank.","path":["CHAPTER 810 COMMERCIAL CODE","Uniform Commercial Code."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=2301\u0026ChapterID=66\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:47Z","sha256":"8bd73d8f0e8034a51643b5eaa59fe94e95e697ce70740d4a8ea4407ee1ab3ed5","source_id":"us-il","stale":false,"prev":"us-il/810-ilcs-5-4-104","next":"us-il/810-ilcs-5-4-106"},"notice":"GroundRules: Original legal text. Not legal advice."}