{"data":{"id":"us-il/815-ilcs-122-4-45","jurisdiction":"us-il","citation":"815 ILCS 122/4-45","heading":"Superiority of Act.","body":"To the extent this Act conflicts with any other State financial regulation laws, this Act is superior and supersedes those laws for the purposes of regulating payday loans in Illinois, provided that nothing herein shall apply to any lender that is a bank, savings bank, savings and loan association, credit union, or insurance company organized, chartered, or holding a certificate of authority to do business under the laws of this State or any other state or under the laws of the United States.","path":["CHAPTER 815 BUSINESS TRANSACTIONS","Payday Loan Reform Act."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=2697\u0026ChapterID=67\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:47Z","sha256":"409a88a67449310c8d38fa7e2ffee11ff0323af94014db373afeaeb5c0bbac22","source_id":"us-il","stale":false,"prev":"us-il/815-ilcs-122-4-40","next":"us-il/815-ilcs-122-4-50"},"notice":"GroundRules: Original legal text. Not legal advice."}