{"data":{"id":"us-il/815-ilcs-137-130","jurisdiction":"us-il","citation":"815 ILCS 137/130","heading":"Circumstances voiding mandatory arbitration provisions.","body":"Without regard to whether a borrower is acting individually or on behalf of others similarly situated, a mandatory arbitration provision of a high risk home loan agreement that is oppressive, unfair, unconscionable, or substantially in derogation of the rights of the borrower is void.","path":["CHAPTER 815 BUSINESS TRANSACTIONS","High Risk Home Loan Act."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=2499\u0026ChapterID=67\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:47Z","sha256":"21c9409fc40b4fd61c60a4359af6ef72ffc39a510e37fb1441dcaa27c43eaaef","source_id":"us-il","stale":false,"prev":"us-il/815-ilcs-137-125","next":"us-il/815-ilcs-137-135"},"notice":"GroundRules: Original legal text. Not legal advice."}