{"data":{"id":"us-il/815-ilcs-137-145","jurisdiction":"us-il","citation":"815 ILCS 137/145","heading":"Subterfuge prohibited.","body":"No lender, with the intent to avoid the application or provisions of this Act, shall (i) divide a loan transaction into separate parts, (ii) structure a loan transaction as an open-end credit plan or another form of loan, or (iii) perform any other subterfuge.","path":["CHAPTER 815 BUSINESS TRANSACTIONS","High Risk Home Loan Act."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=2499\u0026ChapterID=67\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:47Z","sha256":"cd12bc457380662dd2a89dd37eb656ed3f1103eed743519202fbec39cdbd3bf7","source_id":"us-il","stale":false,"prev":"us-il/815-ilcs-137-135","next":"us-il/815-ilcs-137-150"},"notice":"GroundRules: Original legal text. Not legal advice."}