{"data":{"id":"us-il/815-ilcs-137-85","jurisdiction":"us-il","citation":"815 ILCS 137/85","heading":"Payment compounding.","body":"No lender shall transfer, deal in, offer, or make a high risk home loan that includes terms under which more than 2 periodic payments required under the loan are consolidated and paid in advance from the loan proceeds provided to the borrower.","path":["CHAPTER 815 BUSINESS TRANSACTIONS","High Risk Home Loan Act."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=2499\u0026ChapterID=67\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:47Z","sha256":"4de5d69895b0492baeff187b7614a8846d6f94663b594211200261d7fa9d1de8","source_id":"us-il","stale":false,"prev":"us-il/815-ilcs-137-80.6","next":"us-il/815-ilcs-137-90"},"notice":"GroundRules: Original legal text. Not legal advice."}