{"data":{"id":"us-il/815-ilcs-160-3.1","jurisdiction":"us-il","citation":"815 ILCS 160/3.1","heading":"Liability; privity of contract.","body":"No creditor shall be liable to a person not in privity of contract with the creditor for civil damages arising out of a credit agreement, or any conditions precedent thereto, except for acts or conduct by the creditor that constitute fraud against the person.","path":["CHAPTER 815 BUSINESS TRANSACTIONS","Credit Agreements Act."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=2316\u0026ChapterID=67\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:47Z","sha256":"8c92c15d917350c7110495831b23e4e2cc87b90cc8f138c849d2d70077a0a2c7","source_id":"us-il","stale":false,"prev":"us-il/815-ilcs-160-3","next":"us-il/815-ilcs-165-1"},"notice":"GroundRules: Original legal text. Not legal advice."}