{"data":{"id":"us-il/815-ilcs-175-15-5.05","jurisdiction":"us-il","citation":"815 ILCS 175/15-5.05","heading":"Creditor.","body":"\"Creditor\" means any person to whom a loan is initially payable on the face of the note or contract evidencing the loan.","path":["CHAPTER 815 BUSINESS TRANSACTIONS","Illinois Loan Brokers Act of 1995."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=2319\u0026ChapterID=67\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:47Z","sha256":"c31ec29c05047ba1d3161e00ac312afa829cccda0b2b79a77a972e9fb7e3a6ed","source_id":"us-il","stale":false,"prev":"us-il/815-ilcs-175-15-5.03","next":"us-il/815-ilcs-175-15-5.10"},"notice":"GroundRules: Original legal text. Not legal advice."}