{"data":{"id":"us-il/815-ilcs-405-18","jurisdiction":"us-il","citation":"815 ILCS 405/18","heading":"","body":"All defenses available against a holder in due course of a negotiable instrument under subsection (2) of Section 3-305 of the Uniform Commercial Code are available to a buyer under a retail installment contract notwithstanding any agreement to the contrary.","path":["CHAPTER 815 BUSINESS TRANSACTIONS","Retail Installment Sales Act."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=2347\u0026ChapterID=67\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:48Z","sha256":"2f7c8c6a9840f85830c1a69d01089baab7a5c4aeaa14729ec2bab233010d0c41","source_id":"us-il","stale":false,"prev":"us-il/815-ilcs-405-17","next":"us-il/815-ilcs-405-19"},"notice":"GroundRules: Original legal text. Not legal advice."}