{"data":{"id":"us-il/815-ilcs-405-2.15","jurisdiction":"us-il","citation":"815 ILCS 405/2.15","heading":"","body":"\"Annual percentage rate\" means the nominal annual percentage rate of finance charge determined in accordance with the actuarial method of computation with an accuracy at least to the nearest 1/4 of 1%; or at the option of the seller, by application of the United States rule so that it may be disclosed with an accuracy at least to the nearest 1/4 of 1%.","path":["CHAPTER 815 BUSINESS TRANSACTIONS","Retail Installment Sales Act."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=2347\u0026ChapterID=67\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:48Z","sha256":"7798e88d1d04a03fe618fad389bb6257fba00207159d3c5eaf61c57042836f98","source_id":"us-il","stale":false,"prev":"us-il/815-ilcs-405-2.14","next":"us-il/815-ilcs-405-2.16"},"notice":"GroundRules: Original legal text. Not legal advice."}