{"data":{"id":"us-il/815-ilcs-405-23.1","jurisdiction":"us-il","citation":"815 ILCS 405/23.1","heading":"Other fees.","body":"The seller may charge a premium for insurance, in lieu of perfecting a security interest, to the extent that the premium does not exceed the fees paid to public officials for determining the existence of or for perfecting or satisfying a security interest. The premium must be disclosed in the itemization of the amount financed.","path":["CHAPTER 815 BUSINESS TRANSACTIONS","Retail Installment Sales Act."],"source_url":"https://www.ilga.gov/legislation/ILCS/details?ActID=2347\u0026ChapterID=67\u0026ChapAct=FullText\u0026Print=True","current_through":"at least Public Act 104-790","vintage":"","retrieved_at":"2026-09-15T04:46:48Z","sha256":"5944b0e34bd7ebd541a50894aadfd71700fa7344af66d49d32320e6894532584","source_id":"us-il","stale":false,"prev":"us-il/815-ilcs-405-23","next":"us-il/815-ilcs-405-24"},"notice":"GroundRules: Original legal text. Not legal advice."}