{"data":{"id":"us-in/ic-24-5-15-6","jurisdiction":"us-in","citation":"IC 24-5-15-6","heading":"Written statement provided by credit services organization","body":"Sec. 6. Before executing a contract or agreement with a buyer or receiving money or other valuable consideration, a credit services organization must provide the buyer with a written statement that contains the following:\n(1) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services.\n(2) A statement explaining the buyer's right to proceed against the bond or surety account required under section 8 of this chapter.\n(3) The name and address of the:\n(A) surety company that issued a bond; or\n(B) depository and the trustee of a surety account and the account number of the surety account;\nrequired under section 8 of this chapter.\n(4) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided under the Fair Credit Reporting Act (15 U.S.C. 1681 et seq.).\n(5) A statement that the buyer's file is available for review:\n(A) at no charge at the times and under the circumstances set forth in 15 U.S.C. 1681j; and\n(B) for a minimal charge at any other time as provided by 15 U.S.C. 1681j(f).\n(6) A complete and accurate statement of the buyer's right to dispute the completeness or accuracy of an item contained in a file on the buyer maintained by a consumer reporting agency.\n(7) A statement that accurate information cannot be permanently removed from the files of a consumer reporting agency.\n(8) A complete and accurate statement indicating when consumer information becomes obsolete and when consumer reporting agencies are prevented from issuing reports containing obsolete information.\n(9) A complete and accurate statement of the availability of nonprofit credit counseling services.","path":["TITLE 24. TRADE REGULATION","ARTICLE 5. CONSUMER SALES","Chapter 15. Credit Services Organizations"],"source_url":"https://iga.in.gov/ic/2026/Title_24.html#24-5-15-6","current_through":"2026","vintage":"2026","retrieved_at":"2026-09-04T18:50:41Z","sha256":"dd4e495485604cd65912ae5817181c03f70e596eec06319084df3ed3d3e706c0","source_id":"us-in","stale":false,"prev":"us-in/ic-24-5-15-5","next":"us-in/ic-24-5-15-7"},"notice":"GroundRules: Original legal text. Not legal advice."}