{"data":{"id":"us-in/ic-24-5-24-15","jurisdiction":"us-in","citation":"IC 24-5-24-15","heading":"Civil action; liability","body":"Sec. 15. (a) A consumer who suffers injury by an act of a consumer reporting agency that violates this chapter may bring a civil action against the consumer reporting agency in a circuit or superior court in the county in which the consumer resides.\n(b) A person who knowingly or intentionally fails to comply with any requirement imposed under this chapter with respect to a consumer is liable to that consumer in an amount equal to the sum of the following:\n(1) The greater of:\n(A) the amount of actual damages sustained by the consumer as a result of the failure to comply; or\n(B) five hundred dollars ($500).\nHowever, the amount awarded to a consumer under this subdivision may not exceed six thousand dollars ($6,000), regardless of the consumer's actual damages.\n(2) Such punitive damages as the court may allow.\n(3) In the case of a successful action by a consumer under this section, the costs of the action together with reasonable attorney's fees as determined by the court.","path":["TITLE 24. TRADE REGULATION","ARTICLE 5. CONSUMER SALES","Chapter 24. Security Freezes for Consumer Reports"],"source_url":"https://iga.in.gov/ic/2026/Title_24.html#24-5-24-15","current_through":"2026","vintage":"2026","retrieved_at":"2026-09-04T18:50:41Z","sha256":"8436ce2cea7fb5469ce2a50528678978c2be7b25323db9e819fae4c138f99ab2","source_id":"us-in","stale":false,"prev":"us-in/ic-24-5-24-14","next":"us-in/ic-24-5-24-16"},"notice":"GroundRules: Original legal text. Not legal advice."}