{"data":{"id":"us-in/ic-24-5-24.5-11","jurisdiction":"us-in","citation":"IC 24-5-24.5-11","heading":"Requirement to place security freeze; conditions; creating record","body":"Sec. 11. (a) A consumer reporting agency shall place a security freeze on a protected consumer's consumer report if:\n(1) the consumer reporting agency receives a request from the protected consumer's representative for the placement of the security freeze under this section; and\n(2) the protected consumer's representative:\n(A) submits the request to the consumer reporting agency at the address or other point of contact and in the manner specified by the consumer reporting agency;\n(B) provides to the consumer reporting agency sufficient proof of identification of the protected consumer and the representative; and\n(C) provides to the consumer reporting agency sufficient proof of authority to act on behalf of the protected consumer; and\n(3) the protected consumer's representative pays to the consumer reporting agency a fee as provided in section 17 of this chapter.\n(b) If a consumer reporting agency does not have a consumer report pertaining to a protected consumer when the consumer reporting agency receives a request under subsection (a), the consumer reporting agency shall create a record for the protected consumer.","path":["TITLE 24. TRADE REGULATION","ARTICLE 5. CONSUMER SALES","Chapter 24.5. Security Freezes for Protected Consumers"],"source_url":"https://iga.in.gov/ic/2026/Title_24.html#24-5-24.5-11","current_through":"2026","vintage":"2026","retrieved_at":"2026-09-04T18:50:41Z","sha256":"da3b4c761765b2763d3c05c39f8227364507df62d127456736d0c4d67e166956","source_id":"us-in","stale":false,"prev":"us-in/ic-24-5-24.5-10","next":"us-in/ic-24-5-24.5-12"},"notice":"GroundRules: Original legal text. Not legal advice."}