{"data":{"id":"us-in/ic-27-1-43.2-3","jurisdiction":"us-in","citation":"IC 27-1-43.2-3","heading":"\"Incidental cost\"","body":"Sec. 3. (a) As used in this chapter, \"incidental cost\" means an expense that is:\n(1) specified in a service contract that applies to a motor vehicle;\n(2) incurred by the holder due to the failure of an ancillary protection product to perform as provided in the service contract sold with the ancillary protection product; and\n(3) reimbursed to the holder:\n(A) as a fixed amount specified in the service contract; or\n(B) by use of a formula that itemizes specific incurred expenses.\n(b) \"Incidental cost\" includes the following:\n(1) Insurance policy deductibles.\n(2) Rental vehicle charges.\n(3) The difference between the actual value of a stolen motor vehicle at the time of theft and the cost of a replacement motor vehicle.\n(4) Sales tax.\n(5) Registration fees.\n(6) Transaction fees.\n(7) Mechanical inspection fees.\n(8) Expense incurred due to a defective part or mechanical or electrical breakdown.\n(9) Expense incurred for labor.\n(10) Expense incurred for other remedial measures, including a repair, a replacement, or repetition of a service.","path":["TITLE 27. INSURANCE","ARTICLE 1. DEPARTMENT OF INSURANCE","Chapter 43.2. Service Contracts"],"source_url":"https://iga.in.gov/ic/2026/Title_27.html#27-1-43.2-3","current_through":"2026","vintage":"2026","retrieved_at":"2026-09-25T05:39:04Z","sha256":"27cb07d6ce5a42f96af3d11b0dbf414bf1fe8da4ab77b9a763c214c15ccd5e10","source_id":"us-in","stale":false,"prev":"us-in/ic-27-1-43.2-2","next":"us-in/ic-27-1-43.2-4"},"notice":"GroundRules: Original legal text. Not legal advice."}