{"data":{"id":"us-in/ic-27-2-28-3","jurisdiction":"us-in","citation":"IC 27-2-28-3","heading":"\"Homeowner's policy\"","body":"Sec. 3. (a) As used in this chapter, \"homeowner's policy\" means a policy that provides:\n(1) coverage for:\n(A) damage to or the destruction of:\n(i) a structure; or\n(ii) a unit within a structure;\nthat is used as a residence by one (1) or more individuals; and\n(B) damage to or the loss of personal property that is present in the structure or unit described in clause (A);\ncaused by perils such as fire, hail, and lightning; and\n(2) coverage against the civil liability of the policyholder arising from bodily injury or property damage incurred by others.\n(b) The term includes a mobile homeowner's policy, manufactured homeowner's policy, condominium homeowner's policy, and renter's coverage.\n(c) The term does not include farm policies, nonowner occupied dwellings, other residential policies that are not written on a homeowner's policy form or other landlord policies.","path":["TITLE 27. INSURANCE","ARTICLE 2. POWERS AND DUTIES OF INSURERS","Chapter 28. Notice of Material Change"],"source_url":"https://iga.in.gov/ic/2026/Title_27.html#27-2-28-3","current_through":"2026","vintage":"2026","retrieved_at":"2026-09-25T05:39:04Z","sha256":"9d659bc1dfaccf4aa69881e5439e6734f81e929cdc762c41830256aaedf6623e","source_id":"us-in","stale":false,"prev":"us-in/ic-27-2-28-2","next":"us-in/ic-27-2-28-4"},"notice":"GroundRules: Original legal text. Not legal advice."}