{"data":{"id":"us-in/ic-27-2-28-8","jurisdiction":"us-in","citation":"IC 27-2-28-8","heading":"Written notice by insurer of material change","body":"Sec. 8. (a) An insurer that makes a material change to an insured's personal automobile or homeowner's policy shall provide a written notice to the insured that:\n(1) explains the principal factors for the material change; or\n(2) states that the insured has a right to request and obtain an explanation of the principal factors for the material change.\n(b) Not later than thirty (30) days after an insured receives a notice of a material change described in subsection (a)(2), the insured may submit to the insurer a written request for an explanation of the principal factors for the material change.\n(c) Not later than forty-five (45) days after receiving a request for an explanation under subsection (b), the insurer shall provide written notice to the insured explaining the principal factors for the material change.\n(d) An insurer shall provide a copy of a written notice provided under subsection (a)(1) or (c):\n(1) to the insurance producer, if any, who:\n(A) represented:\n(i) the insured in obtaining coverage from the insurer; or\n(ii) the insurer in regard to the providing of coverage to the insured; and\n(B) is not an employee, an exclusive agent, or a captive agent of the insurer; and\n(2) to the insurer's reporting portal for agent communications.\n(e) A written notice provided under subsection (a) or (c), or a written request submitted under subsection (b), must be provided by:\n(1) first class mail; or\n(2) electronic delivery as set forth in IC 27-1-43.","path":["TITLE 27. INSURANCE","ARTICLE 2. POWERS AND DUTIES OF INSURERS","Chapter 28. Notice of Material Change"],"source_url":"https://iga.in.gov/ic/2026/Title_27.html#27-2-28-8","current_through":"2026","vintage":"2026","retrieved_at":"2026-09-25T05:39:04Z","sha256":"1d7d86beb4bee8dc0ab364117d0f8a3ddb34ccd7c9e8bb4b8f88f7be1d835207","source_id":"us-in","stale":false,"prev":"us-in/ic-27-2-28-7","next":"us-in/ic-27-2-28-9"},"notice":"GroundRules: Original legal text. Not legal advice."}