{"data":{"id":"us-in/ic-27-2-28-9","jurisdiction":"us-in","citation":"IC 27-2-28-9","heading":"Requirements applying to notice of material change","body":"Sec. 9. (a) A written notice provided under section 8(a)(1) or 8(c) of this chapter:\n(1) must:\n(A) be sufficiently clear; and\n(B) use language sufficiently specific;\nto enable the insured to identify the basis for the insurer's decision to make the material change;\n(2) must include a description of the principal factors most heavily weighed by an insurer in making a material change, listed in no particular order; and\n(3) may provide a point of contact through which the insured may discuss the reasons for the material change.\n(b) A statement that:\n(1) the material change is based on the insurer's internal standards, policies, or models;\n(2) the insured failed to achieve a particular score on the insurer's scoring system; or\n(3) contains generalized terms, such as \"poor credit history\", \"poor credit rating\", or \"poor insurance score\";\ndoes not meet the requirements set forth in subsection (a).\n(c) This section does not require the disclosure of factors that are otherwise disclosed to the insured.","path":["TITLE 27. INSURANCE","ARTICLE 2. POWERS AND DUTIES OF INSURERS","Chapter 28. Notice of Material Change"],"source_url":"https://iga.in.gov/ic/2026/Title_27.html#27-2-28-9","current_through":"2026","vintage":"2026","retrieved_at":"2026-09-25T05:39:04Z","sha256":"c0445e70dfae171ef961faa91cc2a7eb198849fac06b92b46c486c099a9e6895","source_id":"us-in","stale":false,"prev":"us-in/ic-27-2-28-8","next":"us-in/ic-27-2-28-10"},"notice":"GroundRules: Original legal text. Not legal advice."}