{"data":{"id":"us-in/ic-27-8-15-9","jurisdiction":"us-in","citation":"IC 27-8-15-9","heading":"\"Health insurance plan\"","body":"Sec. 9. (a) Except as provided in section 28 of this chapter, as used in this chapter, \"health insurance plan\" or \"plan\" means any:\n(1) hospital or medical expense incurred policy or certificate;\n(2) hospital or medical service plan contract; or\n(3) health maintenance organization subscriber contract;\nprovided to the employees of a small employer.\n(b) The term does not include the following:\n(1) Accident-only, credit, dental, vision, Medicare supplement, long term care, or disability income insurance.\n(2) Coverage issued as a supplement to liability insurance.\n(3) Worker's compensation or similar insurance.\n(4) Automobile medical payment insurance.\n(5) A specified disease policy.\n(6) A short term insurance plan that:\n(A) may be renewed for the greater of:\n(i) thirty-six (36) months; or\n(ii) the maximum period permitted under federal law;\n(B) has a term of not more than three hundred sixty-four (364) days; and\n(C) has an annual limit of at least two million dollars ($2,000,000).\n(7) A policy that provides indemnity benefits not based on any expense incurred requirement, including a plan that provides coverage for:\n(A) hospital confinement, critical illness, or intensive care; or\n(B) gaps for deductibles or copayments.\n(8) A supplemental plan that always pays in addition to other coverage.\n(9) A student health plan.\n(10) An employer sponsored health benefit plan that is:\n(A) provided to individuals who are eligible for Medicare; and\n(B) not marketed as, or held out to be, a Medicare supplement policy.","path":["TITLE 27. INSURANCE","ARTICLE 8. LIFE, ACCIDENT, AND HEALTH","Chapter 15. Small Employer Group Health Insurance"],"source_url":"https://iga.in.gov/ic/2026/Title_27.html#27-8-15-9","current_through":"2026","vintage":"2026","retrieved_at":"2026-09-25T05:39:04Z","sha256":"1786ad9a81a41fcd556280fb4ad1b1031637d6fc284086838d5b5ad11f3c5307","source_id":"us-in","stale":false,"prev":"us-in/ic-27-8-15-8.5","next":"us-in/ic-27-8-15-10"},"notice":"GroundRules: Original legal text. Not legal advice."}